20 Ways to Find Fast Cash (2023)

Life can throw unexpected financial curveballs your way, leaving you in need of fast cash to cover expenses, emergencies, or simply make ends meet. Whether it's a medical bill, car repair, or an overdue rent payment, there are legitimate ways to earn fast cash or fetch quick funds.

Life can throw unexpected financial curveballs your way, leaving you in need of fast cash to cover expenses, emergencies, or simply make ends meet. Whether it's a medical bill, car repair, or an overdue rent payment, there are legitimate ways to earn fast cash or fetch quick funds.

In this guide, we'll explore the top 10 proven methods to find fast cash when you need it the most.

20 Ways to Find Fast Cash (2023)

1. Sell Something

If you have items lying around your house that are gathering dust, consider selling them. Online marketplaces like Craigslist and Facebook Marketplace make it easy to list and sell items you no longer need. You can turn old electronics, collectibles, furniture, or household equipment into quick cash.

2. Sell Your Handmade Crafts on Etsy

Etsy is a popular marketplace for artisans and crafters to sell their handmade products. Whether you create jewelry, clothing, art, or home décor, Etsy offers a dedicated platform to showcase and sell your creations. Building a strong online presence and optimizing your product listings are key to success.

Related: How to Make Money on Etsy?

3. Sell Unused Gift Cards

If you have gift cards to stores you don't plan to visit, you can convert them into cash through online gift card resellers like Raise and CardCash. It may take a few days for the transaction to clear and for you to receive the funds.

4. Take on a Freelance Gig

Freelancing allows you to work at your own pace in your expertise. Whether you can write blog posts, design brand logos, or offer other services, platforms like Fiverr and Upwork connect freelancers with businesses or clients. As you gain experience and build a solid portfolio, you can access high-paying freelance gigs.

5. Pet Sitting

If you love animals, pet sitting can be an enjoyable way to earn fast cash. Apps like Rover connect you with pet owners who need assistance. You can watch pets in the owner's home or on your own. Rates vary, and you can earn up to $1,000 monthly as a pet sitter. I’ve already shared how to become a pet sitter and earn money in your free time; you can consider reading that as well.

6. Monetize Your Social Media

If you've built a substantial following on social media platforms like Instagram or YouTube, you can monetize your influence. Partner with brands for sponsored posts or promote affiliate products. Ensure your sponsored content aligns with your audience and maintains authenticity to build trust. 

7. Become a Food Delivery Driver

Food delivery services have surged in popularity, making it a viable option to earn fast cash. Companies like DoorDash, Uber Eats, and Instacart hire delivery drivers to meet the increasing demand for online food delivery.

8. Pawn Something

If you have items with sentimental and monetary value that you're reluctant to part with, pawning can be an option. A pawnshop allows you to get immediate cash by using your item as collateral. You'll have a grace period to repay the loan and reclaim your item. You can also sell antique items to earn some fast cash.

9. Babysitting

For those not fond of pets, babysitting is an option. Websites like connect you with families seeking babysitters. Rates generally range from $16 to $24 per hour, depending on location and the number of children you care for. You can also read our article on how to become a babysitter to understand how you can find such paid gigs.

10. Rent Out Extra Space

If you have a spare bedroom or an extra property, platforms like Airbnb can turn that space into cash. It's especially lucrative if you live in a popular location. Airbnb typically pays you 24 hours after the guest's check-in. It can be a great way to utilize a spare room or property to earn some extra cash.

11. Participate in Paid Research Studies

Research studies, including medical trials and surveys, compensate for your time. Colleges, universities, and clinical trials websites can help you find paid studies in your area. Payment varies, but most studies pay between $17 and $35 per hour. You can search on Google about active paid research studies and apply for it. 

12. Borrow Against Your Life Insurance Policy

Borrowing against your life insurance policy can provide immediate cash. The process is straightforward, as it essentially involves borrowing from yourself. You specify the amount you need, and if approved, the money is deducted from your policy's cash value. Interest is charged on the loan amount, and if not paid, it accumulates over time, potentially reducing the death benefit.

13. Use Cashback Apps and Websites

Cashback apps like Rakuten and Ibotta provide rebates and discounts when you shop online or in stores. After accumulating cash back rewards, you can redeem them for cash or gift cards. These apps help you save money and earn a little extra.

Related: Best Cashback Apps

14. Rent Your Parking Space

If you have an unused parking space in a high-demand area, consider renting it out through platforms like SpotHero or JustPark. It is especially valuable in densely populated cities, near airports, or close to popular venues. You can set your rates and availability, turning an idle asset into a consistent income stream. It's one of the easiest ways to make fast cash in a financial emergency, but you should have your own parking space. 

15. Complete Online Surveys and Microtasks

Platforms like Amazon Mechanical Turk and Swagbucks offer opportunities to earn money by completing microtasks, surveys, and small online jobs. These tasks may include data entry, content moderation, or online research. While the pay is generally modest, it can provide additional income when needed.

16. Rent Your Clothes or Fashion Items

If you have a wardrobe with stylish clothing and accessories, consider renting them out on platforms like Rent the Runway. This option is ideal for those with a fashion-forward collection. Note that maintaining and cleaning your items is crucial to keep them in top condition for renters.

17. Take on Odd Jobs on TaskRabbit

TaskRabbit connects individuals who need odd jobs with skilled individuals who can complete them. Common tasks include furniture assembly, errand running, or minor home repairs. You can set your rates and select jobs that match your skills.

18. Provide Expert Advice on JustAnswer

JustAnswer is a platform where experts in law, medicine, or technology can earn money by answering user questions. Users seeking expert advice pay for your knowledge and insights. Ensure that you have the qualifications and expertise to provide accurate responses.

19. Rent Out Your Bicycle or Sporting Equipment

If you own high-quality sporting equipment like bicycles, paddleboards, or camping gear, consider renting it out through platforms like Spinlister or Fat Llama. It can be a lucrative option, particularly in areas with outdoor enthusiasts looking for short-term rentals.

20. Host a Virtual Garage Sale

Instead of a traditional garage sale, consider hosting a virtual one on platforms like eBay, Facebook Marketplace, or Instagram. You can sell items you no longer need or declutter your home. Ensure you provide clear descriptions and high-quality photos of your items to attract buyers.


In times of financial need, these legitimate methods can help you make fast cash to address immediate expenses or emergencies. While some of these methods offer quick fixes, others require long-term planning, so choose the one that best suits your financial situation and needs. We hope you find some of the best ways to make fast cash during a financial emergency. 

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